General liability insurance can be purchased separately or as part of a business owner’s policy.
Commercial general liability, commonly thought of as the “slip and fall” coverage, insures a business against accidents and injury that might happen on or away from its premises, as well as certain exposures relating to the carrying out of its business operations.
It will protect you from payments for bodily injury or property damage to a third party, for medical expenses accruing to the underlying incident, for the cost of defending lawsuits including investigations and settlements, and for any bonds or judgments required during an appeal procedure.
I have been with Rick Nay Insurance Services since 2007 when I first insured the truck and trailer. This company has provided me with excellent rates and first class service. If I call with any question or need a certificate of insurance for a broker, Joni, John, Judy, Terri or Rick are on it right away. I have had other insurance companies give me rate quotes and they can never match Rick Nay Insurance Services. Considering all this, I don't plan to switch to another company for as long as I own this rig.