- Non owned and hired auto
- Physical damage
- Non owned trailer/unidentified trailer (not the same coverage) ask us to explain the pros and cons of each)
- A combined single deductible for both physical damage and cargo
- Policies with no down payment after the first year
- Down time
- Personal property such as a laptop, clothes etc.
- Rental reimbursement
- Gap insurance
I have been with Rick Nay Insurance Services since 2007 when I first insured the truck and trailer. This company has provided me with excellent rates and first class service. If I call with any question or need a certificate of insurance for a broker, Joni, John, Judy, Terri or Rick are on it right away. I have had other insurance companies give me rate quotes and they can never match Rick Nay Insurance Services. Considering all this, I don't plan to switch to another company for as long as I own this rig.