- Non owned and hired auto
- Physical damage
- Non owned trailer/unidentified trailer (not the same coverage) ask us to explain the pros and cons of each)
- A combined single deductible for both physical damage and cargo
- Policies with no down payment after the first year
- Down time
- Personal property such as a laptop, clothes etc.
- Rental reimbursement
- Gap insurance
I been in the trucking business as an owner operator since 1997. I have tried different insurance companies over the years and was not happy with the service I received. A friend referred me Rick Nay insurance Services in 2003. It's almost 2013 and I am still with them. They offer excellent customer service and great rates. When no other insurance companies would look at me, Rick Nay Insurance Services did!